"Whitecroft argue that bank risk sharing (also known as SRT) could deliver returns as good or even better than high yield or leveraged loans, but with a portfolio of mainly investment grade assets. This is largely due to the capital premium banks are willing to pay in exchange for regulatory capital relief. As a specialist SRT manager, Whitecroft offers a pure play on bank risk sharing, whereas other funds in the space could also mix in alternative credit strategies like asset-backed lending, specialty finance, and other structured credit."